Commercial auto insurance provides liability and physical damage protection for vehicles used in your business. However, Commercial Auto may differ from your personal auto policy in the form of eligibility, definitions, coverages, exclusions and limits. Check with us on rates for your fleet or individual vehicle.
Commercial Automobile Insurance
Every business
and their equipment
are unique!
Several common types of personal car insurance also apply to commercial auto insurance coverages, such as:
Bodily injury liability
Collision
Comprehensive
Property damage
Medical Payments
Personal injury protection (PIP)
Uninsured/underinsured motorist
A commercial vehicle is defined as a vehicle used for business or commercial purposes.
Options & add-ons
Your business auto policy can be customized with the following coverages which are often referred to as endorsements.
Roadside Assistance
Hired Auto Physical Damage with Loss of Use Coverage
Auto Load or Lease Coverage
Several factors are used in determining your Commercial/Business Auto rate. These factors can include, but are not limited to:
Annual mileage.
Vehicle make and model.
License type of all drivers.
Age and personal driving record of all drivers.
Type of cargo the vehicle carries.
Number of passengers the vehicle transports.
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(504) 684-4486
Monday - Friday (9:00AM - 4:00PM)